Team

People behind the blade.

Rate strategy, operations, and market analysis under one black roof.

RV

Rhea Vale

Principal Mortgage Strategist

Leads rate strategy, borrower positioning, and lender comparison architecture for high-intent mortgage files.

NMLS #2048819

MI

Marco Ibarra

Loan Operations Lead

Builds compliance-ready intake flows and keeps consent, disclosures, and handoffs precise.

NMLS #2091142

NP

Nina Park

Rate Desk Analyst

Turns market movement into clear borrower choices across refi, purchase, and consolidation scenarios.

NMLS #2180047